Full List of New Govt Schemes 2026: Every Major Yojana Announced in Union Budget Explained

India’s economic roadmap for the coming year took shape with the presentation of the Union Budget 2026–27, as Finance Minister Nirmala Sitharaman unveiled a wide-ranging set of welfare, infrastructure, employment, and sustainability-focused initiatives. The Budget introduced and expanded multiple programmes that directly impact farmers, women, youth, MSMEs, healthcare workers, students, gig workers, and rural households.

This detailed guide presents the Full List of New Govt Schemes 2026, explaining what each scheme means, who benefits, and how these initiatives collectively shape India’s growth story.

Inclusive & Sustainable Growth: Focusing on green energy, climate resilience, and balanced regional development.
Economic Empowerment: Boosting manufacturing (Make in India 2.0), supporting MSMEs, and fostering entrepreneurship.
Agricultural Transformation: Moving from income support to income enhancement through technology, diversification, and market access.
Social Infrastructure: Massive investments in healthcare capacity, education-to-employment pathways, and rural prosperity.
Future-Ready India: Building digital and physical infrastructure, including AI, high-speed rail, and clean tech, for the decades ahead.

Sector-Wise Breakdown: The Full List of New Govt Schemes 2026

Full List of New Govt Schemes 2026: Every Major Yojana Announced in Union Budget Explained

Here is your definitive, categorized guide to the major initiatives announced.

1. Agriculture & Rural Empowerment: Boosting the Heart of India

The new govt schemes 2026 place a powerful emphasis on revitalizing rural India and securing farmer welfare.

Bharat-VISTAAR (AI-Powered Agriculture Platform): A multilingual, AI-based advisory system that will provide personalized guidance to farmers on crop selection, pest control, irrigation, and market prices via mobile devices.
Prime Minister Dhan-Dhaanya Krishi Yojana: Targeted at 100 low-productivity districts, this scheme integrates irrigation, crop diversification, storage infrastructure, and credit access, aiming to benefit 1.7 crore farmers directly.
Mission for Aatmanirbharta in Pulses: A 6-year mission focusing on Tur, Urad, and Masoor to develop climate-resilient seeds, build storage, and ensure guaranteed procurement, reducing import dependence.
High-Value Agriculture & Plantation Support: Dedicated schemes for coconut, cashew, cocoa, sandalwood, almonds, and walnuts to promote export-oriented, high-income agriculture.
Reservoir Development & Amrit Sarovar Scheme: Integrated development of 500 reservoirs for fisheries, irrigation, and tourism, enhancing water security and creating allied livelihoods.

2. Employment & Livelihood: Creating Opportunities for All

A cornerstone of the Full List of New Govt Schemes 2026 is job creation and income generation.

New Rural Employment Guarantee Scheme (From April 1, 2026): Proposed as a successor to MGNREGA, this scheme aims to categorize work into skill-based tiers (unskilled, semi-skilled, skilled, and highly skilled) with better wages and digital monitoring.
Rural Prosperity & Resilience Programme: Targets women, youth, and landless families with a combination of skilling, credit linkage, and support for rural enterprises to curb distress migration.
Credit Cards for Micro Enterprises: A landmark move offering a ₹5 lakh line of credit to enterprises registered on the Udyam portal, simplifying finance for nano and micro businesses.
Scheme for First-Time Women, SC & ST Entrepreneurs: Provides collateral-free loans up to ₹2 crore, targeting 5 lakh new entrepreneurs from these groups to democratize business ownership.
Social Security Scheme for Gig Workers: Extends health insurance under Ayushman Bharat to 1 crore platform and gig workers, along with registration on the e-Shram portal for identity and future benefits.

3. Healthcare & Wellbeing: Building a Healthier India

The new govt schemes 2026 aim to massively expand healthcare capacity and access.

Allied Health Professionals (AHP) Expansion Plan: Aims to add 1 lakh new AHPs (nurses, technicians, therapists) over 5 years by upgrading institutions and establishing new colleges.
National Caregiver Training Scheme: Will train 1.5 lakh caregivers in elderly care, post-operative support, and palliative care, creating jobs and improving home-based healthcare.
NIMHANS-2 & Trauma Care Expansion: Establishes a new premier mental health institution and strengthens emergency trauma care at the district level.
Medical Value Tourism Hubs: Developing five world-class hubs in partnership with the private sector under the “Heal in India” initiative.

4. Education, Skilling & Innovation: Empowering the Youth

Preparing India’s demographic dividend for the future is a key theme.

University Townships Scheme: Five new integrated education townships will be developed near industrial corridors, blending academics, research, and industry for seamless education-to-employment transitions.
Girls’ Hostels in Every District: A hostel will be established in each district for girls pursuing higher education in STEM fields, dramatically improving access and safety.
AVGC (Animation, Visual Effects, Gaming, Comics) Content Creator Labs: To be set up in 15,000 schools and 500 colleges, tapping into the creative potential of youth for the global digital economy.
Atal Tinkering Labs Expansion: 50,000 new labs will be established in government schools over 5 years to foster scientific temper and innovation from a young age.
Skill India Mission (Extended to 2026): With a renewed focus on AI, cybersecurity, drones, and green jobs, the mission continues to be the flagship program for vocational training.

5. Infrastructure & Connectivity: Building the Foundation for Growth

Infrastructure spending receives a historic push, forming the backbone of development.

Seven New High-Speed Rail Corridors: To connect major metropolitan centers, transforming regional economies and decongesting existing networks.
City Economic Regions Scheme: Allocates ₹5,000 crore per region for integrated development of Tier-2, Tier-3 cities, and temple towns, promoting decentralized growth.
National Waterways Expansion: 20 new national waterways will be operationalized, promoting cheaper, greener cargo movement.
Seaplane VGF (Viability Gap Funding) Scheme: To enhance tourism and last-mile connectivity to remote locations like islands and hilly terrains.

6. Green Growth & Sustainability: Securing the Future

The Full List of New Govt Schemes 2026 highlights a strong commitment to environmental stewardship.

Carbon Capture, Utilisation & Storage (CCUS) Mission: A ₹20,000 crore, 5-year mission to support decarbonization in hard-to-abate sectors like steel and cement.
Prime Minister Surya Ghar Yojana (Muft Bijli Yojana): An expanded and aggressive push for rooftop solar, aiming to provide free electricity up to 300 units per month to millions of households through heavy subsidies.
Nuclear Energy Mission for Viksit Bharat: Targets 100 GW of nuclear capacity by 2047, with ₹20,000 crore allocated for research in Small Modular Reactors (SMRs).

7. Heritage, Culture & Tourism: Celebrating and Monetizing Legacy

Gyan Bharatam Mission: A monumental project to digitize and preserve over 1 crore ancient manuscripts and archival documents.
Eco-Tourism Trail Development: Creating specialized trails for bird watching, turtle nesting, and mountain trekking to promote sustainable tourism.
Tourist Guide Upskilling Scheme: Training 10,000 guides at 20 iconic locations to enhance the visitor experience and service quality.

Quick-Reference Comparison Table: Full List of new govt schemes 2026 at a Glance

Sector	Key Scheme	Primary Target	Core Benefit
Agriculture	PM Dhan-Dhaanya Krishi Yojana	Farmers in 100 low-productivity districts	Integrated support for irrigation, storage, credit
Employment	New Rural Employment Guarantee	Rural households	Skill-based guaranteed work, higher wages
Entrepreneurship	Credit for Micro Enterprises	Nano & micro business owners	Easy credit up to ₹5 lakh via Udyam card
Healthcare	AHP Expansion	Aspiring healthcare professionals	1 lakh new jobs, better rural healthcare access
Education	University Townships	Students near industrial zones	Industry-linked education & hostel facilities
Energy	PM Surya Ghar Yojana	Households (esp. low-income)	Free solar power, reduced electricity bills
Green Growth	CCUS Mission	Heavy Industries (Steel, Cement)	Funding for cutting carbon emissions

How to Avail Benefits: Your Action Plan

While detailed guidelines will be released by respective ministries, here is a general roadmap:

Stay Informed: Regularly check the official websites of relevant ministries (Agriculture, MSME, Skill Development, Power, etc.) and the MyScheme portal.
Prepare Documents: Ensure key documents are updated and linked: Aadhaar, bank account details, Udyam Registration (for MSME schemes), land records (for farmer schemes), and educational certificates (for skilling).
Application Channels:
- Farmer Schemes: State agriculture departments, Common Service Centres (CSCs), or dedicated portals like PM-KISAN.
- Credit & MSME Schemes: Your bank branch or the Udyam portal.
- Skill Schemes: Local PMKVY or Skill India training centres.
- Solar Rooftop Scheme: State DISCOM websites or the national PM Surya Ghar portal.
Beware of Frauds: Apply only through official government channels. No genuine scheme asks for an upfront “processing fee.”

Frequently Asked Questions (FAQs)

Q1: Is the government stopping MNREGA from April 2026?
A: The budget proposes a new, reformed rural employment scheme to replace the existing MGNREGA framework from April 1, 2026. The new scheme promises skill-based work categories and improved delivery mechanisms. Final guidelines are awaited.

Q2: Will the PM Kisan Samman Nidhi scheme continue in 2026?
A: Yes. The scheme continues, and the 22nd installment is expected to be released to eligible farmers in early 2026. Beneficiaries should ensure their e-KYC and bank details are updated on the PM-KISAN portal.

Q3: I am a small shop owner. Which scheme is for me?
A: The Credit Cards for Micro Enterprises scheme is specifically for you. If registered on the Udyam portal, you can access a line of credit up to ₹5 lakh from your bank. Also, explore the Microfinance Credit Guarantee Scheme for easier loans from MFIs.

Q4: How does the new Surya Ghar Yojana work?
A: It is a centrally sponsored scheme for rooftop solar. You register, a vendor is empanelled to install the system at a heavily subsidized cost (up to 60-70%). The electricity generated first powers your home, and the excess is fed to the grid, potentially making your bill zero or negative.

Q5: Are these schemes already open for application?
A: The schemes are announced in the Budget 2026. The operational rollout, including opening of application windows, will happen over the coming months of the 2026-27 financial year. Keep an eye on official announcements.

Conclusion: A Budget for Aspirational India

The Full List of New Government Schemes 2026 reflects a strong push toward inclusive growth, employment creation, sustainability, and long-term capacity building. From AI-powered agriculture to green energy, healthcare expansion, and rural employment reform, the new govt schemes 2026 aim to position India on a resilient and future-ready development path.

As implementation unfolds, these schemes are expected to touch millions of lives across urban and rural India—making Budget 2026 one of the most people-centric budgets in recent years.